“I was referred to FRIENDS Consult Ltd by a professional colleague. I have since used the firm’s services four times and each time they have done an excellent job. FRIENDS Consult Ltd is now my permanent business consultant and advisor” MR. PAULO SEBALU, LEGAL CONSULTANT AND PROPRIETOR OF MUYENGA CLUB LTD. 2002

Tel: +256-41-266319

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“Although we haven’t yet got the intended loan, the feasibility study by FRIENDS Consult gave us a lot of good strategic insights that are helping us to be more focused in our planning” DAN JAKANA, MANAGING DIRECTOR OF JAKANA (U) LTD, A LOCAL PRODUCER OF NATURAL, VACUUM-PACKED FRUIT JUICE. 1999

Tel: +256-41-567714 Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“FRIENDS Consult Ltd designed our accounting systems and guided us in producing proforma management accounts for the years 1997 to mid-2000. The jobs were well done and we have retained FRIENDS Consult as our ‘on-call’ consultants” DAVID SSALONGO KANAKULYA, MANAGING DIRECTOR OF KYAMPISI FARMERS’ LTD, A LEADING FUEL TRANSPORTER FOR CALTEX PETROLEUM COMPANY. 2001

Tel: +256-231661

“I first thought consultants were only for very big companies. FRIENDS Consult Ltd did a diagnostic study of my furniture workshop, identified flaws, made recommendations and designed for us a simple but complete book keeping, budgeting and accounting system. Our procedures are now streamlined and we monitor our progress” LAWRENCE ADOKU, PROPRIETOR OF MAK-KITEKO ENTERPRISES LTD-A FURNITURE WORKSHOP AT MAKERERE-KAVULE SUBURB.2002

Tel: +256-772-401572

“We hired FRIENDS Consult Ltd to carry out a country-wide qualitative study of milk production, distribution and consumption. Using their own market chain analytical tools, FRIENDS Consult did an excellent, comprehensive job and beat their time deadline. FRIENDS Consult Ltd is an exemplary local consulting firm” LAND O’LAKES INC; A USAID SPONSORED DAIRY PROMOTION PROJECT, OPERATING WORLD WIDE. 2001

Tel: +256-41-259134/275355

 Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“The course by FRIENDS Consult on Interpersonal and Negotiation Skills really opened my eyes. I now use all the ideas and they have practically helped in managing my staff and relating to business colleagues better” YAP DIDI, MANAGING DIRECTOR OF AFRI-ASIA ENTERPRISES LTD. 2002

Tel: +256-41-534739

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“FRIENDS Consult did for us a good feasibility study for expansion, at a moderate cost. Owing to their good work quality, we now turn to FRIENDS Consult whenever we need such services” MATANO KADOWA, MANAGING DIRECTOR OF HOT LOAF BAKERY LTD. 2000

Tel: +256-41-235171

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

services several times ever since then, and each time we were very pleased. CHARLES NALYAALI, CEO OF UGANDA MICROFINANCE UNION, A LEADING LOCAL MICROFINANCE INSTITUTION. 2005

Tel: +256-41-531377

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“What I like most about the company (FRIENDS Consult Ltd), is its combination of feasibility study skills and detailed knowledge of the different financiers requirements. FRIENDS Consult prepared for us a concise but well researched and focused feasibility report, which helped us secure lease finance for construction plant worth over US $500,000”, ENGINEER JAMES ZIKUSOOKA, CHAIRMAN OF GLOBE CONSORTIUM INTERNATIONAL, ONE OF THE LARGE LOCAL CONSTRUCTION COMPANIES. 2001

Tel: +256-41-346323/344533

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“You (FRIENDS Consult Ltd) have done for us two excellent jobs: developing performance standards, and developing a tailored business planning course for savings and credit co-operative organizations. I am very happy with you and now I think we do not need to go to any other consultant for the jobs you can do” LEONARD MSEMAKWELI, GENERAL SECRETARY OF THE UGANDA CO-OPERATIVE ALLIANCE. 2002

Tel: +256-41-258898

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“We hired FRIENDS Consult Ltd to do for us an urgent feasibility study for our multi-million dollar project at short notice. The company (FRIENDS Consult Ltd) did a really good job and beat the very tight deadline. We presented the report to international and regional development financiers who have already approved our project for financing. We now retain FRIENDS Consult Ltd as our corporate business consultants” AMARJEET VIRDEE, MANAGING DIRECTOR OF GOLF COURSE HOLDINGS LTD / GARDEN CITY COMPLEX. 2005

Tel: +256-41-255465/342674

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“I like your (FRIENDS Consult Ltd) flair for work, brilliance and good report writing skills. The feasibility study you did for me was to international standard and I no doubt retain you as my business consultant” HON. JEHOASH MAYANJA NKANGI, MINISTER OF JUSTICE & CONSTITUTIONAL AFFAIRS, AND CHAIRMAN SIBA COFFEE FACTORY LTD. 1999

 “We are very pleased with FRIENDS Consult Ltd. This company is doing us a great job in training our partner institutions and I have heard from all participants in fifteen of our institutions that FCL is effective, relevant and highly practical in their approach to training - Keep it up” HENRY BAGAZONZYA- CHIEF TECHNICAL ADVISOR TO AFRICAN DEVELOPMENT BANK - FUNDED RURAL MICROFINANCE SUPPORT CENTRE. 2004

Tel: +256-41-233665/31-263779

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“Ladies and gentlemen, join me in appreciating FRIENDS Consult for this first ever design of a Matching Grant Fund basket for Microfinance in Uganda. It was in all respects excellent” HENRY BAGANZONZYA, COORDINATOR MICROFINANCE OUTREACH PLAN - MOFPED (at the presentation of MCAP design). 2004

Tel: +256-41-250651/237605

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“The diagnostic report you produced was thorough, factual and well presented. The strategic plan is practical, I must say we really appreciate FRIENDS Consult for the good job done” SARAH MANGALI EXECUTIVE DIRECTOR - FEED THE CHILDREN (FTC) UGANDA (commenting on two assignments FCL did for FTC’s Community Banking Program). 2005

Tel: +256-41-540575/85

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

15 16

“With particular pleasure, I now say ‘Thank you for the job well done, to FRIENDS Consult who designed and managed MCAP well for the last 18 months” KEITH MUHANKANIZI, DEPUTY PS / SECRETARY TO THE TREASURY (on handing over MCAP to Price Water House Coopers, the long term Fund Managers). 2005

Tel: +256-41-250651

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“You (FRIENDS Consult) have done so much for me. I consider you to be a vital part of my success” HASSAN MUTAASA KAFEERO - MD, HOTEL TRIANGLE (JINJA) and MUTAASA KAFEERO BUILDING. 2005

Tel: +256-43-122098/9, 0772 501994

 Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“I have FRIENDS Consult as my consultants and I do not need any other” JOHN BOSCO RUSAGARA - MD, ALLPORT FREIGHT LTD, INTRASPEED SA RWANDA LTD. & INTRASPEED INTERNATIONAL. 2005

Tel: +256-41-344284 0752 730581

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

            This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“We delight in working with FRIENDS Consult because you guys (FRIENDS Consult) are simply good” TERRI KRISTALSKY - MD, USAID - Rural SPEED Program.2005

Tel: +256-41-346846/346849

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“Your work approach is good and it is no wonder that you stand out as the consulting firm in Uganda’s microfinance industry” PAUL RIPPEY – FUND MANAGER, DFID / FSDU. 2005

 Tel: +256-41-331000/331149

 Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“The feasibility study report you gave us was excellent even by international standards” PROJECTS DIRECTOR, UGANDA UNION OF ADVENTISTS. 2005

Tel: +256-41-542455

“A great many thanks to the FRIENDS Consult team that have done a tremendous job to produce these two very important documents during the last twelve months” [Referring to the detailed Microfinance Sound Practices and Governance Needs Assessment among Ugandan MFIs].DAVID BAGUMA- EXECUTIVE DIRECTOR, AMFIU (at the close of FCL presentations). 2005

Tel: +256-41-259176, 0772 447387

Email: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

“Thanks to the feasibility study that FRIENDS Consult did for us, we were able to secure financing for the tungsten mining operations. The report was also very useful in helping us to address the potential risks and challenges” Amooti Kakiza; Managing Director of Krone (U) Ltd

“Thank you FRIENDS Consult. The feasibility studies you do have helped us to source suitable loan funds to add to our own money, to finance the expansion of our school to what it is today. You always do a very thorough job that accomplishes the purpose for which you are contracted”. Isaac Madhvani; Board Chair of Tororo Progressive Academy (TOPA)

“Our Church as an institution and our people have greatly benefited from the technical assistance and consulting work done by FRIENDS Consult. Keep up the good work and we shall always maintain you as our institutional development consultants”. – Simon K. Lwanga; Senior Pastor of Gospel Assembly Church Kampala

 “The institutional assessment and diagnostic was very professionally done, the report was comprehensive, balanced and very useful. Overall, we are very happy with your (FCL) work”. – David Cutting: MD, Standard Chartered Bank and Chairman, Uganda Institute of Bankers (UIB) on the institutional evaluation of UIB.

“Superb work you (FRIENDS Consult) did for us. With the bankable feasibility study report you produced, we secured a very well negotiated loan for the completion of Eclipse House, which is now 100% occupied”. – Dr. William Muhairwe; Chairman of Eclipse House

“FRIENDS Consult did two very useful assignments for us: the institutional diagnostic assessment and the technical assistance in the preparation of the strategic plan. As a result, the institution has grown and fundamentally changed for the better” Jennifer Mugalu; CEO of PEARL Microfinance Ltd

“Very good work done in terms of strategically assessing our strengths and weaknesses. We are now working on implementing the recommended strategies” Joseph Senyonga; Senior Pastor of Christian Life Church/ Allied Media

“FRIENDS Consult is our preferred business development consultant. Your work is always good and effective” - Charles Muhangi; Managing Director of Horizon Coaches on the feasibility study done to expand its Bus Fleet

“Whenever I have a business expansion, diversification or other undertaking that needs a consultant, I just do one thing: come to FRIENDS Consult. A feasibility study done by FRIENDS Consult two years ago enabled us to secure a long term loan from IFC to finance 100 trucks and trailers for road cargo haulage” – John Bosco Rusagara; Managing Director of Intra Speed

“FRIENDS Thanks for the job well done. Following your successful completion of the assignment, our accounting and financial reporting systems are now fully streamlined” Dr. John Bananuka of the Inter University Council of East Africa on the Design of an Accounting and Reporting System

“We are happy to be associated with FRIENDS Consult Ltd as our business consultants” - Benon Luggya; Managing Director of Maganjo Grain Millers Ltd

 “Our first interaction with FRIENDS Consult was when we contracted the firm to do a feasibility study for expansion and diversification. The job was well done, producing a bankable feasibility study that achieved its purpose” Mr. Richard Kiiza; Projects Manager of Tuwereza Bakery Ltd

“The Asset and Liability Management Policy FRIENDS Consult prepared for us was excellent and has really helped HFCU” – Grace Isabirye; Finance Manager of Housing Finance Company of Uganda (HFCU)

“FRIENDS Consult has done for us two outstanding jobs: design of the micro-leasing fund (for ASPS) and the development of the micro-leasing product (for UML). Both are working very well and we are happy with FRIENDS Consult” - Yap Bloom; Manager, Agribusiness Development Component of the DANIDA Agricultural Sector Program Support (ASPS)

“You people (FRIENDS Consult) did a very good job in accomplishing the market surveys, and assessment of the potential for photovoltaic end-user financial product, as well as designing the product and tailoring it to three MDIs. We believe the MDIs will add substantially to their business volumes by introducing this product to their catalogue of products offered” – Emmanuel Buringuriza; Manager, Energy for Rural Transformation; Private Sector Foundation Uganda PSFU

“Thanks FRIENDS Consult for the very thorough work done and for the very useful report. We have hardly any substantial comments to make on your report on the assessment of the past and future interventions by ADC in the microfinance area” -Walter; Country Team Leader, Austrian Development Cooperation on the Assessment of ADC’s Microfinance Initiatives consultancy

“FRIENDS: You did a thorough job, all your findings and analyses are right. The recommendations are very relevant” – Jackson Wabyona, General Manager Bunyoro – Tooro Rural Development Company Limited (BUTO)  

“FRIENDS has again undertaken an otherwise difficult assignment and turned out a well analysed and comprehensive report, with very useful recommendations – Paul Rippey; Manager, FSDU-DFID on the institutional evaluation of Bunyoro – Tooro Rural Development Company Limited (BUTO) 

“Very good course, delivered in the most participatory way that maximise learning retention. Rated excellent by most staff that attended it. Recommended” – Peter Okaulo; General Manager of Uganda Women’s Finance Trust (UWFT) on the Individual Lending Training:

“This was the start of FINCA’s institution wide enhancement of customer centred management and operations. FRIENDS did a very good job for us” – Fabian Kasi; CEO of FINCA Uganda (MDI) Ltd on the Customer care course

.

“The Board training and strategic planning technical assistance have put us on a higher level of managing for results more keenly”.  Samuel Mayanja Sekajja Managing Director of Share An Opportunity Micro-finance (SAOM)

“The review and documentation of SACCO characteristics in Uganda by FRIENDS Consult was very professionally done and the report was very useful to us” International Cooperative Alliance (EA Office, Nairobi)

“FRIENDS you are very useful. You went as far as understanding our problems better than we did ourselves, and going ahead to solve the real underlying problem we had when we came to you” – Projects Director Adventist Development and Rehabilitation Alliance (ADRA)

“Thank you for the good work, FRIENDS. We are using your recommendations to enhance the effectiveness of our rural SME farmer development program” – Judith Aguga, CARE Uganda  

“On behalf of  SCF, the Royal Danish Embassy, Government of Tanzania, management and all stakeholders of SCF, allow me to commend and appreciate FRIENDS Consult for the job very well done” – Sosthenes Sambua; Manager, SCF at the close of the impact assessment report presentation seminar

“Because FRIENDS Consult did for us a very good job the first time, we shall always come to you when we need a similar service”. Nancy Managing Director of Matama Hardware Limited on the Feasibility Study to develop construct a Hostel

“The business plan was well done and it helped me to negotiate a finance lease of trailers that should help us diversify into road transport. This has been our dream and we are grateful to FRIENDS Consult”. Jotham Twesigye Managing Director of Millennium Tours & Travel Limited (MTTS)